With the results of the 2025 federal election now confirmed, the Labor government’s continued leadership is expected to shape key shifts across the Australian property landscape. From housing policy to interest rates, this new term brings with it a wave of proposed reforms that could impact buyers, investors, renters, and agents alike.

Here are 10 potential changes—and what they could mean for you and your clients:

1. First-Home Buyers Back in the Spotlight

Feature: New grants and support schemes (like shared equity or deposit boosts).

Benefit: Easier entry into the market for young or lower-income buyers, helping more Aussies own a home.

2. Rate-Cut Pressure on the RBA

Feature: Political and economic pressure to reduce interest rates post-election.

Benefit: Lower mortgage repayments, boosting affordability and stimulating the housing market.

3. Rental Crackdown

Feature: Stronger tenancy laws, rental caps, and compliance checks.

Benefit: More protection for renters and a more stable rental environment—though investors may face tighter rules.

4. Green Housing Incentives

Feature: Rebates and loans for energy-efficient upgrades (e.g. solar, insulation).

Benefit: Lower utility bills and more sustainable homes—plus increased property value over time.

5. Lenders Under the Microscope

Feature: Stricter lending rules and consumer protection policies.

Benefit: Safer borrowing practices, fewer predatory loans, and improved financial health for buyers.

6. Build-to-Rent Boom Incoming

Feature: Government and private investment in purpose-built rental housing.

Benefit: More rental supply could ease demand, improve quality, and stabilise rents.

7. Regional Revival

Feature: Incentives for moving to regional areas (e.g. infrastructure, jobs, grants).

Benefit: Reduced city congestion, affordable housing in growing regions, and community revitalisation.

8. Welfare and Housing Boosts

Feature: Expanded rent assistance and public housing construction.

Benefit: Reduced homelessness and housing stress, especially for vulnerable Australians.

9. Foreign Buyer Restrictions Tighten

Feature: Stricter rules on overseas investment in residential property.

Benefit: More local buying opportunities and controlled property price growth.

10. Public Sector Job Growth

Feature: Government hiring drives in health, education, and admin.

Benefit: Stable employment helps buyers qualify for loans and supports long-term homeownership.

As these changes begin to unfold, staying informed will be essential. Whether you're advising clients, growing your portfolio, or planning your next move, now is the time to understand how policy shifts could open new opportunities in the property market.