The Reserve Bank has just cut the official cash rate by 0.25%. While it may seem like a modest change, this move signals a major shift, especially for property buyers in Sydney.

After months of rising rates and a cooling market, this cut could be the turning point many have been waiting for. 

What Does a 0.25% Cut Mean for You and Your Clients? 

• More borrowing power – You may now qualify for a higher loan amount. 

• Lower repayments – For an $800,000 mortgage, monthly repayments could drop by approximately $120–$150. 

• Renewed confidence – Rate cuts often fuel buyer and investor activity. 

Why Sydney Buyers Should Take Notice 

Sydney’s property market has held steady through uncertainty—and this change could spark momentum: 

• Better deal-making window – Negotiation opportunities still exist before buyer competition ramps up. 

• Improved affordability – Slower price growth and rising rents make buying more financially appealing. 

• First-mover advantage – Early action could mean securing a property before prices edge up. 

What’s Ahead 

This rate cut could be the start of a more favourable cycle. Expect: 

• More listings and greater buyer interest 

• A shift in sentiment as confidence returns 

• Investor activity picking up with improved returns